between age 66 and 67.You would get a divorced spousal benefit only if it's greater than the amount you've earned on your own work record when you apply. Social Security pays the higher of the two amounts — not both. Divorced spousal benefits end if you remarry.To apply, you must ...
Social Security spousal benefits are available to retired workers’ spouses, even if those spouses didn’t pay into the program. In some cases, ex-spouses can also claim spousal benefits. Social Security spousal benefits pays qualifying spouses the greater of the two: their benefit based on the...
Taking a spousal benefit does not reduce or change the amount that your current spouse, ex-spouse, or ex-spouse's current spouse may receive. How Much Do You Get? There are different types of Social Security benefits that you can claim. You can take Social Security income based on your ...
If you decide to claim Social Security at age 62, your spousal benefit would be $650, or 35% less, said certified financial planner Peggy Sherman, a lead advisor at Briaud Financial Advisors in College Station, Texas. watch now VIDEO01:25 ...
in a few years, lawmakers push for an overall benefits reduction to deal with the shortfall, the amount you receive if you claim at 62 may not be that much less than what you would get if you wait until your full retirement age because you’d already locked your benefit i...
Maximum Social Security Benefit in 2025 Retirees can boost their Social Security benefits by delaying, strategizing spousal claims and optimizing income sources. Kate Stalter,Tracy StewartandKaty MarquardtJan. 13, 2025 Social Security Fairness Act: What It Is ...
My husband passed away at age 59 and thus, I believe, I cannot claim spousal benefits. I also have a limited earnings history because I was a stay-at-home mom. I did work for a brief period for the state in which I live, but I rolled the money in the state government re...
Claim Spousal Payments If you're married, you can take steps to maximize your Social Security payments as a couple. Spouses may claim benefits based on their own work record or up to 50% of the higher earner's benefit, whichever is higher. The lower-earning or nonworking spouse needs to...
you can claim spousal benefitsand let your own benefits keep growing. Then, when you reach age 70, you can switch to your higher benefit.9One caution: You can't have claimed your own benefit if you want to make use of this "restricted application," as it's called....
For anyone born on Jan. 2, 1954 or later, however, the ability to claim a spousal benefit using a restricted application has been eliminated. Spouses can still file for a spousal benefit, but when they do, they will be considered to have filed for all benefits available to th...