Quick, accurate, easy Social Security strategy identification and comparison Benefit Cut Calculator Show how benefit cuts could impact your clients' retirement strategies Deep Integration with Other Covisum Software Seamlessly move from one Covisum tool to another in our new advisor portal. Access ...
Conversely, when the strategy that’s preferred from a tax or longevity risk point of view has a much lower expected present value than the strategy recommended by the calculator, then it often makes sense to go with the calculator’s recommendation. ...
The longer your expected joint life expectancy, the more beneficial it is to delay filing for Social Security and vice versa. For example, if your spouse is 15 years younger than you, your joint life expectancy will likely be longer. Here is ajoint life expectancy calculator by the SSA. De...
In addition, bear in mind that I am an independent financial advisor; I don’t work for the Social Security Administration. As such, in these articles I am reporting the way the system works – not advocating it, not agreeing with it, not defending it. I agree that many of the provisio...
(WEP). It’s named such since it was enacted to eliminate the “windfall” that would otherwise be received by a worker who fit into this description. Without the WEP, the worker would effectively be double-dipping by receiving full benefits from both the pension and Social Security. ...