点评:在美国领取社会保障金(Social Security benefits)是个选择题,年龄因个人情况和选择而异。截至2023年,美国的平均寿命大约为77.5岁。女性的平均寿命大约为80.2岁,而男性则为74.5岁。如果按照最早62岁退休计算,平均可以领取15.5年退休金。 以下是美国社保普及知识: 最早领取年龄:62岁 这是领取社会保障金的最早年龄,...
If you can wait a few years longer, you can boost your benefits—and your spouse's.Fidelity Viewpoints Key takeaways If you claim Social Security at age 62, rather than wait until your full retirement age (FRA), you can expect a 30% reduction in monthly benefits. For every year you ...
Resist the temptation to collect Social Security benefits at age 62Susan Tompor
The bottom line: You’re eligible for Social Security Benefits if you’ve paid into the system for at least a decade, but your actual benefits will depend on what age – between 62 and 70 – you begin to claim them. How Does the Social Security Administration Calculate Benefits?
Social Security retirement benefits are for workers 62 and older who have earned at least 40 credits. The size of your benefit checks depends on your average indexed monthly earnings (AIME) over your 35 highest-earning years, and the age at which you begin benefits. ...
Monthly Social Security payments will be bigger if you wait until your full retirement age to sign up for benefits instead of claiming at age 62. Even if you delay your claiming decision by a year, you will get a boost in your benefit. ...
Neiser urges those who have not saved enough for retirement to use whatever means possible to postpone their Social Security benefits until after their full retirement age to help boost their future income. “You can use personal savings to help bridge the gap, but ideally you should plan to ...
Social Security retirement benefits are for workers 62 and older who have earned at least 40 credits. The size of your benefit checks depends on your average indexed monthly earnings (AIME) over your 35 highest-earning years, and the age at which you begin benefits. ...
Social Security benefits are payments made to qualified retired adults and people with disabilities, and to their spouses, children, and survivors. Social Security—officially theOld-Age, Survivors, and Disability Insurance (OASDI)program in the U.S.—is a comprehensive federal benefits program design...
Social Security provides benefits to retirees, survivors, and disabled workers. How much you receive depends on your age and income.