点评:在美国领取社会保障金(Social Security benefits)是个选择题,年龄因个人情况和选择而异。截至2023年,美国的平均寿命大约为77.5岁。女性的平均寿命大约为80.2岁,而男性则为74.5岁。如果按照最早62岁退休计算,平均可以领取15.5年退休金。 以下是美国社保普及知识: 最早领取年龄:62岁 这是领取社会保障金的最早年龄,...
Alice和Andy领取社安金时可以有更好的策略:就是申请有限福利(Restricted Benefits):Alice在66岁开始可以享受配偶福利。如果Alice选择在66岁时领取配偶福利$1250,而推迟提取自己的福利,在她70岁时,可以领取$1,534,加上Andy的$3750,每月共$4,084,比之前每月多$300. ...
Social Security Benefits Should Begin at Age 70
Neiser urges those who have not saved enough for retirement to use whatever means possible to postpone their Social Security benefits until after their full retirement age to help boost their future income. “You can use personal savings to help bridge the gap, but ideally you should plan to ...
3. If You Wait to Claim, Benefits Increase Monthly Social Security payments will be bigger if you wait until your full retirement age to sign up for benefits instead of claiming at age 62. Even if you delay your claiming decision by a year, you will get a boost in your benefit. ...
social security benefits benefits provided by the government as a means of assisting low-income members of society such as the unemployed (the JOBSEEKERS ALLOWANCE), the retired (basic old age PENSIONS), the sick (sick pay and free medical treatment), the disabled, single-parent families etc....
Alice和Andy领取社安金时可以有更好的策略:就是申请有限福利(Restricted Benefits):Alice在66岁开始可以享受配偶福利。如果Alice选择在66岁时领取配偶福利$1250,而推迟提取自己的福利,在她70岁时,可以领取$1,534,加上Andy的$3750,每月共$4,084,比之前每月多$300. ...
兩人每月共拿到$3,750社安金,這是最普遍的選擇,但並不是最佳策略。 Alice和Andy領取社安金時可以有更好的策略:就是申請有限福利(Restricted Benefits):Alice在66歲開始可以享受配偶福利。如果Alice選擇在66歲時領取配偶福利$1250,而推遲提取自己的福利,在她70歲時,可以領取$1,534,加上Andy的$3750,每月共$4...
Social Security benefits are payments made to qualified retired adults and people with disabilities, and to their spouses, children, and survivors. Social Security—officially theOld-Age, Survivors, and Disability Insurance (OASDI)program in the U.S.—is a comprehensive federal benefits program design...
Social Security provides benefits to retirees, survivors, and disabled workers. How much you receive depends on your age and income.