Your Social Security earnings record lists all the earnings under your name and Social Security number reported to theSocial Security Administration. This earnings record will be used to calculate your Social Security payments. Your Social Security earnings report is broken down by year on yo...
If you suspect fraudulent use of your SSN, report it to the Federal Trade Commission (FTC) for identity theft. Monitor your credit, place fraud alerts or a freeze on your reports and check your Social Security earnings record for discrepancies. Also, report to local police and the IRS if ...
If you're married, you can take steps to maximize your Social Security payments as a couple. Spouses may claim benefits based on their own work record or up to 50% of the higher earner's benefit, whichever is higher. The lower-earning or nonworking spouse needs to sign up for spousal...
But even if you have 35 years under your belt, adding some additional higher-earning years can boost your average. “If an individual already has a complete 35-year earnings record, the additional earning can make a difference in future benefits only if it causes an earlier year’s lower ea...
2. Your earnings record adjustments (if you're over 60) When the Social Security Administration calculates your benefit, it adjusts your past earnings for inflation. That puts the earnings from your job in your 20s and 30s on par with your earnings in your 50s. ...
Each year's earnings, up to an annual maximum that isset by the Social Security Administration($137,700 in 2020), is listed, and the 35 highest-earning years are considered in the calculation. In a nutshell, your 35 highest inflation-adjusted years are averaged together, and if you've wor...
Many families are concerned aboutSocial Securityfor a nonworking spouse. When one spouse has not worked or has a limited work history, questions about eligibility for benefits often arise. The Social Security Administration offersspousal benefitsbased on the working spouse’s earnings record, providing...
关于点数的查询,以前会每年寄信给您,但后来因为缩减开支再也不邮寄了。可以上 Social Security Administration 网站上注册个人账号查询。大概有个link是叫做earning record,点进去后就会看到。 Social Security Benefits(退休养老金)如何计算的? 工资决定了未来的收入。也就是说,即便两个人都是40点,在领...
How To Get More Money from Social Security Part 3 How To Get More Money from Social Security Part 4 Social Security Resources Social Security Home Page Apply for Social Security Benefits Retirement Estimator – Calculate your benefits based on your actual Social Security Earning Record ...
Workers who wait to collect Social Security until age 70 will receive higher monthly benefits. The amount of retirement benefits is calculated based on your average indexed monthly earnings (AIME) during your 35 highest-earning years. It varies from person to person. ...