Great way to break down the monthly bills. It helped me set a budget me and my wife could afford. Steven G. I love SMARTPAY. I travel a lot and they take the stress out of paying my bills! Thank you SMARTPAY! Jay B. I use them for my house, car and school loan payments. It...
Great way to break down the monthly bills. It helped me set a budget me and my wife could afford. Steven G. I love SMARTPAY. I travel a lot and they take the stress out of paying my bills! Thank you SMARTPAY! Jay B. I use them for my house, car and school loan payments. It...
Considering that debt consolidation is one of the most common reasons for obtaining a personal installment loan, it's an excellent way to pay off your debts.Moreover, a personal loan typically comes with a lower interest rate than many other loans, such as credit cards. So, if you are ...
The longer you take to pay off your auto loan, the higher the likelihood that your car will go “underwater” or “upside down,” meaning you owe more on the loan than the car is worth(also known asnegative equity). That’s an awful place to be, because even if you sell the car ...
2. Pay off your mortgage to free up an extra $1,000 to $2,000 every month.Check out3 Ways to Pay Off Your Mortgage 15 Years Early. 3. Shrink and eliminate your car payments.If you're paying 6% APR or more, it's time to knowThe Top 3 Reasons to Refinance Your Auto Loan....
One way that you can put your tax refund into good use is by creating a cushion or emergency fund with the extra cash. An emergency fund savings account can help you cover expenses during an unplanned event, like a car repair or hospital stay. In general, it’s a good idea to have ...
you need to make sure you stop the bleeding. Find a way to get more income, and/or drastically reduce your expenses to live within the means that you do have. If you don’t do those things then you’ll be right back here in a few months or years looking for another loan to help...
"Some other goals to pursue could include catching up on your retirement savings, saving for a home down payment, starting a small business, taking a class, etc.," Sokunbi says. Each of these goals, in some way, can improve your financial circumstances down the road, but they are not ...
You can maximize your tax refund in several ways — from paying off high-interest debt to investing in a business or saving for retirement. One or more of these options could be the perfect fit for you.
Also, focus on paying off one debt ahead of schedule and continue to the next one. It is better to settle your debts first to make room for other important allocations in your budget. 6. Stay Away From Temptation Another way to live debt-free is to stay away from temptation. It is ve...