is because we shoot for the moon with a goal we can’t reasonably achieve. Then when we don’t reach our goal, or we find it’s too hard to work towards, we quit and tell ourselves it’s useless.
Setting goals is key to sticking to your budget. Not only will great goals give you something to work toward, and shape how you spend your money, they’ll also keep you motivated to stick to your budget. After all, when your goals align with what you truly want from your finances, the...
Take a hummingbird, for example. Its flight is ever chaotic and erratic.Without setting a goal, your efforts mimic the flight of a hummingbird—disjointed and often confusing. But when you have a goal, your focus is much like a hawk lunging down on its prey. Setting SMART goals help yo...
I’ll start a two-week “cleanse” diet. This objective is high on my personal goal hierarchy, but it’s also an immediate aim. And there are times when I have a long-term goal that’s low on the goal hierarchy. I want to visit Antarctica, for instance, but I’m in no rush to...
Once you settle into your career, it is easy to become complacent with your finances. You have enough to pay your bills and put a little back each month in savings, so it is tempting to allow things to continue on auto-pilot. Not paying attention to your finances can cost you money an...
finances, education, family, art, attitude, pleasure, public service, or career, this approach emphasizes the importance of breaking down your goals into manageable steps, writing them down to clarify and strengthen your intentions, holding yourself accountable, rewarding your progress, and developing ...
Start saving for retirement Pay off debt Develop good money habits 1. Create a budget and stick to it Creating a budgetis an important financial step that can help you get your finances in order and track how much money comes in and out of your bank account every month. While it may se...
According to recent data, 61% of Americans don’t keep track of their money. Even for those that do, many feel overwhelmed. I have designed for anyone who wants to improve how they manage their money, the 14-Day SMART Plan to Improve Your Finances!
But on the whole, I'm feeling pretty good about how I managed my finances last year, although I guess the real test will be when I go to file my taxes. Elizabeth Renter: For sure. Well, interestingly, about two thirds of Americans do have some money regrets from 2023. At NerdWallet,...
Previous set of recent articles.Next set of recent articles. Sudarshan Somanathan Max 10min read How to Organize Your Planner for Better Productivity Sudarshan Somanathan Max 12min read How to Track Time Spent on Tasks & Projects Efficiently ...