SBA loans Small Business Administration (SBA) loans offer easier qualification, longer loan terms and lower down payments. As a Preferred SBA Lender, we can show you how to put SBA programs to work for your business. Learn more about SBA loans » ...
Rely on M&T for your small business loan needs. We’re dedicated to providing lending solutions that help our customers and their communities grow and thrive.
Rely on M&T for your small business loan needs. We’re dedicated to providing lending solutions that help our customers and their communities grow and thrive.
We look forward to supporting your business’ success, as our mission is to provide people with access to capital and the opportunities they deserve! Begin Application SBA 504 Loans Learn more about rate details, eligibility factors, loan structure, key benefits, and more. Learn More CDC...
Loans are subject to all applicable loan requirements of the SBA 504 Loan Program. General qualification criteria: At least 85% of the loan being refinanced was used to buy, build or improve fixed assets In business for at least two years prior to the refinance application request Owner-...
SBA 7(a) Uses — Purchase or expand a business, purchase equipment or inventory, provide working capital, refinance debt, purchase real estate, leasehold improvements, renovate a property Benefit to you — Allows more flexible loan terms, with longer terms and maturities and with less money...
Business Loan Type Amounts, Terms, Rates Best For SBA 7(a) loans Max Amount:$5 million Max Terms:10 years for equipment, working capital, or inventory; 25 years for real estate Rates: Loans less than seven years: ≤$25,000: Prime + 4.25% ...
A small business loan application process can often be completed online, eliminating the time typically spent waiting in lines or filling out numerous forms. Some applications could take as little as 10 minutes, depending on a lender’s requirements and how prepared the borrower is to provide some...
For example, the SBA 7(a) loan can be used to refinance debt. What happens if my small business loan application is denied? Most lenders will explain why your application was denied; if they don’t, request that information. Once you know why, work on correcting insufficiencies, such as...
SBA loans Small Business Administration (SBA) loans offer easier qualification, longer loan terms and lower down payments. As a Preferred SBA Lender, we can show you how to put SBA programs to work for your business. Learn more about SBA loans » † Important rate and payment information ...