A big challenge is that an estimated 55% of Malaysia’s adult population is either unbanked or underbanked, while just 39% Malaysians can get a loan from their bank. Qualifying for a business loan from traditional financial institutions can be challenging and tedious for underserved ...
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FinTech- business models like crowdfunding and Peer-to-Peer (P2P) target small businesses and the domain of small business finance [127]. Unlike traditional lenders, FinTech firms assess borrowers' creditworthiness through big data analytics and algorithms. These firms offer speed, convenient service,...
Effectiveness of microcredit program and deter- minants of income among small business entrepreneurs in Malaysia. Journal of Global Entrepre- neurship Research, 5(22). DOI: 10.1186/s40497-015-0038-3.Terano, R., Mohamed, Z., Jusri, J. H., & H. (2015). Effectiveness of microcredit ...
However, microfinance institution often facing loan repayment problem. Loan default or lower loan collection can be caused by borrowers’ themselve... SH Mokhtar,G Nartea,C Gan - 《International Journal of Business & Social Research》 被引量: 26发表: 2012年 Demand for Pasture-Raised ...
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Measuring the effectiveness of credit guarantee schemes: Evidence from Malaysia. International Small Business Journal, 23(4), 427–454. https://doi.org/10.1177/0266242605054054 Article Google Scholar Bradshaw, T. K. (2002). The contribution of small business loan guarantees to economic development....
Trends, advantages and disadvantages of loan products for small and medium businesses standardizing were analyzed. The possibility of cluster approach in bank lending was considered for the purposes of energy efficiency of small and medium-sized businesses. Different forms of lending, based on ...
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