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Workers Compensation: Small businesses with any non-owner employees are required by state law to have workers comp insurance coverage (except Texas). Business Auto: If the business owns any vehicles (titled to the business), those cars or trucks must have commercial auto insurance. Any other pol...
Deductibles - Like medical insurance, lower deductibles for small business insurance mean higher premiums. If you raise your deductibles (out-of-pocket costs), your premium will usually decrease. Employees - The more people working for your company typically translates into higher insurance costs. Exp...
Why does a business need insurance? Accidents, emergencies, data breaches, and lawsuits can happen to businesses of all sizes. The right-sized business insurance solution can help protect your business, your employees, and your hard work. Learn more about commercial insurance. Get a Quote The ri...
The insurance also provides coverage for employees who may have been exposed to hazardous materials while on the job. Employers are required to provide workers' compensation insurance for their employees and must have a policy in place to cover their employees. If an employee is injured on the ...
The cost of small business insurance depends on several factors: the size of the business, both annual revenue and number of employees, the coverages, the business location, etc. On average, small businesses pay $2,828 a year or $236 a month for all business insurance coverages that they...
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Affordable small business insurance for small and medium sized enterprises. Protect your business and save money. Get a quote today!
Most small business insurers will provide an array of coverage types that can suit your business needs, regardless of whether your business has dozens of employees or is just you. Below, we explore common types of business insurance and whether or not they could be the right fit for your ...
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