There are lots of great short-term CD options to consider this month thanks to today's high-rate environment.
Presently, CD rates remain high, reflecting favorable market conditions, though they're starting to drop. Consequently, now might be an opportune time to consider CD investments for short-term or long-term financial objectives before they fall further. Depositing a larger lump sum now can enhance...
The average short-term CD interest rates, according to the Federal Deposit Insurance Corporation (FDIC), are as follows: 3-month CD: Average rate of 1.42% 6-month CD: Average rate of 1.39% 12-month CD: Average rate of 1.79% However, many banks and credit unions pay significantly higher ...
Short-term investments typically have lower rates of return. 短期投资通常回报率较低。 Any declines in value of a short-term investment will directly affect the net income of a business. 短期投资价值的任何下降都会直接影响企业的净利润。 Examples of Short-Term Investments 短期投资的例子 Some common...
Best CD rates for more terms When searching for competitive CD rates beyond the 1-month term, it's important to recognize that some banks with potentially higher rates might not be available nationwide. While our focus is on widely accessible options, local or regional banks might offer attracti...
Short-term CDs (1 year or less) Lower commitment, traditionally lower rates Best three-month CD rates Best six-month CD rates Best one-year CD rates The shortest CD terms give you the most flexibilityin accessing your funds. When a CD expires and you don’t need the money yet, you mig...
TermCD Rates 3 Month 4.17% APY 5 Month 4.10% APY 6 Month 4.05% APY 9 Month 3.95% APY 12 Month 3.95% APY 12-Month No-Penalty CD - 4.25% APY Get Deal $1 minimum deposit 24/7 online access Federally insured by NCUA Member FDIC Certificate of Deposit 4.00% APY for 12-month term...
12 short-term CDs with the highest rates If you're looking for a short-term CD with a high APY, the options below offer some of the highest available right now:3-month CDs TotalDirectBank — 5.66% APY: A $25,000 minimum deposit via ACH is required to open this CD. The early ...
12-month CDs The advantage of a short-term CD is that your money isn't locked in for years. You can add money to a short-term CD, then pull it out again within a relatively short time frame. Choosing a short-term CD could make sense if you: ...
The best rate in each CD term held its ground today, with top term rates ranging from 4.20% to 5.50%. Nuvision Credit Unionis paying the nation-leading 5.50% on an 8-month term. But the CD's fine print says the offer will expire this weekend. Three runner-up certificatesp...