保本:Series I Savings Bonds 是一种由 US Treasury(美国财政部)发行的特别的债券,虽然它没有那种银行的FDIC保险,但是美国财政部违约的概率和FDIC体系崩溃的概率大致相当,可以认为是保本的。 利率的计算:利率由两部分组成,fix rate 和 inflation rate,总利率的计算公式见下方。Fix rate 部分绑定当...
If you already own I bonds, your rate change depends on the bonds' issue date. For example, if you bought I bonds in September on any given year, yourrates reseteach year on March 1 and Sept. 1, according to the Treasury. However, the headline rate may be different than what you re...
Series I bonds are non-marketable bonds that are part of the U.S. Treasurysavings bondprogram designed to offer low-risk investments. Their non-marketable feature means they cannot be bought or sold in thesecondary markets. The two types of interest that a Series I bond earns are an interes...
The Series I bonds can be purchased directly from the U.S. Treasury. They also can be purchased via a tax return, using tax refund dollars. When using a tax return to buy Series I bonds, it is the rare case when the purchaser will receive a paper certificate.13 There are also several...
Electronic: Through your TreasuryDirect account TreasuryDirect.gov > Products in Depth > I Savings Bonds Disclosure: I own individual TIPS and Series I Bonds in my personal accounts with base rates between 0.00% and 3.00%. That means I get as much as 3.00% if inflation falls to zero ...
How much can you invest in Series I bonds? If you’re looking for an investment with a high interest rate, inflation protection and the safety of government backing, then Series I bonds could be an attractive addition to your portfolio. The Treasury Department announced that I bonds will no...
现在股市低迷,美国国债,Series I Savings Bonds,成为目前人们投资的新热点。国债类似于国库券,是政府发行的债券,政府支付一定的利息,鼓励大家投资购买。 1. 谁可以购买? 美国公民,无论生活在美国或海外;在美国生活的居民,即持绿卡在美国生活的人,或美国的雇员。以上都需要社会安全号。 2.如何购买? 在treasurydirect...
US Treasury Series I Savings Bonds 简介:年化利率高达7.12%且保本的理财选项!【2022.4 更新:新的利率高达9.62%!】 http://t.cn/A6xiQQux
Similar to a Treasury bill, you are loaning money to the government and earning interest in return. The key feature of Series I bonds is the inflation protection they offer. When inflation is high, your interest rate increases, ensuring that the actual purchasing power of your savings is ...
Series I savings bonds, or I bonds, purchased through October 2024, will earn 4.28%, TreasuryDirect® announced May 1, 2024. This rate includes an inflation component of 2.96% annualized and a fixed rate of 1.30%, with the latter remaining constant thr