Venmo sent me an offer for a credit card and was stated in the description that if I apply it will not affect my credit score, so I applied and got approved for ridiculous $900 and Transunion just sent me a message that Venmo did a hard inquiry. Don’t trust this company, they are...
which temporarily drops your credit score and stays on your credit report for two years. What’s worse, there’s no guarantee of approval, so you could end up hurting your score with no new card to show for it.