This is a secured loan for a fixed amount. The collateral is the equity in your home. (Equity = the current appraised value minus the amount owed on your house .) You will receive the cash in a lump sum when you close on the loan. In some cases, the interest on this type of loan...
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If you’re over 55 and a homeowner, you may wish to consider an equity release scheme, such as a lifetime mortgage, to access the funds tied up in your house. A credit cards. This is a more flexible way to borrow, but you can’t borrow as much as with a loan. However, credit ...
To help you decide which type of loan is best for you, we'll explain what separates secured and unsecured loans in this article. Understanding these distinctions will help you make the best decision possible while minimizing any risks, whether you're planning on remodeling your house or consolid...
Secured loan definition: a loan that is backed up by collateral pledged by the borrower, which the lender can sell to cover repayment of the loan if for any reason the borrower is unable to do so. See examples of SECURED LOAN used in a sentence.
the truth is most of us rely oncreditto pay for life's big expenses over time. When you want to buy a big-ticket item like ahouseor a car, open orgrow a business, renovate a kitchen or pay for college, you can apply for a loan at either yourlocal backor online to help you cov...
原句:The bank has secured the loan with a mortgage on the borrower's house. 翻译:银行已经以借款人房屋的抵押贷款作为担保,确保了贷款的安全。 分析:在这个例句中,“secured”表示“担保”,强调了银行通过抵押借款人的房屋来降低贷款风险,确保了贷款的安全性。 原句:The investo...
There will be a risk of losing your house if you cannot make the repayments in time.Is a secured loan right for me? If you want to take out a secured loan by yourself (not with a guarantor), obviously you’ll only be accepted if you own an asset that it can be secured against....
2) The insurance on secured loan for house 商品房担保贷款保险3) Management of the insurance on secured loan for house 商品房担保贷款管理办法4) security for a loan 贷款担保品5) collateral loan 抵押品担保贷款6) commodity-house loan 商品住房贷款...
6) commodity-house loan 商品住房贷款 补充资料:境内机构对外提供外汇担保管理办法 境内机构对外提供外汇担保管理办法 境内机构对外提供外汇担保管理办法 (1991年8月1日中国人民银行批准 1991年9月26日国家外汇管理局发布) 第一条为促进对外经济技术合作,顺利开展对外金融活动,加强对外汇担保的管理,根据《中华人民共和国...