unsecured loan 指无抵押贷款。secured loan 指有抵押贷款。无抵押贷款,又称无担保贷款,或者是信用贷款。不需要任何抵 押物,只需身份证明,收入证明,住址证明等材料、向银行申请的贷款,银行根据的是个人的信用情况来发放贷款,利率一般稍高于有抵押贷款,客户可根据个人的具体情况来选择贷款年限,然后跟银行签订合同,有保...
unsecured loan和secured loan意思和区别. 不要只翻译他们字面意思. 答案 unsecured loan 无抵押贷款:没有抵押物的贷款,真正的信用贷款,一般需要担保. secured loan 具抵押贷款:有抵押物的贷款. fixed rate loan 固定利率贷款 variable rate loan 可变利率贷款 borrowing limit 借款额度 相关推荐 1 unsecured loan和...
A secured loan is backed by a high-value asset, while an unsecured loan is not. This can affect interest rates, how much you borrow and for how long.
Defaulting on the loan can cause serious credit score damage. What is the difference between secured and unsecured loans? Secured and unsecured personal loans differ in five areas: the need for collateral, interest rates, the amount you can borrow, how you can use the funds and what you need...
When considering your credit options, you might have to decide between asecured and unsecured loan. Secured loans require that you offer up something you own of value ascollateralin case you can't pay back your loan, whereas unsecured loans allow you borrow the money outright (after the lender...
unsecured loan: what’s the difference? When you’re borrowing money, you’ll likely need to make a decision about a secured loan vs. unsecured loan. What’s the difference? Here’s an explanation, and a few credit counseling tips about choosing a secured loan vs. unsecured loan. A ...
答案解析 查看更多优质解析 解答一 举报 unsecured loan 无抵押贷款:没有抵押物的贷款,真正的信用贷款,一般需要担保.secured loan 具抵押贷款:有抵押物的贷款.fixed rate loan 固定利率贷款variable rate loan 可变利率贷款borrowing limit 借款额度 解析看不懂?免费查看同类题视频解析查看解答 ...
When A Secured Loan Turns into Unsecured Debt: The Irreversibility of Discharged RegistrationsAppel, Sandra
Unsecured loans are also often called personal loans. Because you’re using your home as security applying for a secured loan can be more complicated, take longer and cost more. You’ll need to own a home in the first place as well, which isn’t the case with an unsecured loan. On ...
The catch is that secured loans are easier to prove your creditworthiness since assets back the loan. With an unsecured loan, there may be more back and forth if the lender asks for additional documentation. Online lenders can provide funding for either loan in as little as 24 to 72 hours....