Personal loan with co-signer.Applying with a co-signer who has good credit can help you qualify for the loan and obtain better terms than you might on your own. Not all lenders accept co-signers, however. Secured credit card.You pay a deposit upfront to open the card, and your credit...
Unfortunately, Bank of America is a bit notorious for not dealing with people who have a previous bankruptcy – even with their secured credit cards. It’s near the very bottom of their fine print on credit applications. Orchard bank on the other hand, usually there is no problem. ...