Secured credit cards are very similar to standard credit cards except for one significant difference: secured credit cards are "secured" by you depositing money into a savings account setup by the secured credit card provider. The amount of money you deposit into this savings account will determin...
Secured credit cards work like regular credit cards in that you charge purchases and subsequently pay for those charges at a later date when billed by the credit card issuer. Where secured credit cards differ is they’re designed for consumers withbad credit or no credit. Since the consumer h...
This is another terrible secured credit card that nobody should apply for ever. It has a massive $39 per year annual fee and no rewards program. There is also no mention of graduating to an unsecured card. Annual Fees This card has an annual fee of $39 which is exorbitant considering ot...
While they owe me about $300 and have shut down their email, phone and all accountability it seems, i will say that my experience wasn't terrible. My credit was reported and score lifted approx. 200 points in a year and a half, i got my card fast and securely, and aside from the ...
an unsecured loan. Since secured loans provide less risks to lenders, you can benefit from lower interest rates. It's important to keep in mind that some secured loan options, including short-term installment loans or personal loans for those with terrible credit, may have higher interest rates...
Ann shares insights into the challenges of saving for retirement, influenced by her personal experiences as a former "terrible saver." There is a lot the anxiety surrounding retirement savings, the pitfalls of focusing on "the number," and the importance of understanding personal spending ...