The credit bureaus will ignore the FCRA & the Court of Appeals decision if you allow them to and they’ll continue to act as if they don’t have to verify anything if you let them. They will tell you that it is the Creditor who is responsible for providing you with the verification d...
Furthermore, there are a handful of Appellant Court cases that are based on the FCRA where the Appellant Courts defined the term “Verified” for us stating that a credit reporting agency is required to have a copy of the original signed credit application application document that was used to...