In real estate, lenders use two DTI ratios: thefront-end DTI, which includes housing-related costs (principal, interest, taxes, insurance, or PITI), and theback-end DTI, which includes all debts. Conventional loans, backed by Fannie Mae or Freddie Mac, typically prefer a front-end DTI of...
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Oak Beach is a colorful place, a neighborhood run by an association that provides gates and cameras and rules for living. First leased to homeowners in 1896, it’s upscale but not ritzy. Some homes have fresh paint jobs, elaborate flower beds and pruned bushes. Others, with overgrown weeds,...