000 a year for 20 years. Investor A invested each year at the market trough. Investor B invested immediately on the first day of each year. Investor C invested each year at the market peak. Investor D never implemented the plan and stayed in T-bills. Investors A and C invested their ye...
Boo.You need to take proactive steps to avoid lost interest if you plan to keep significant amounts of cash in their default sweep account. Consider buying Treasury bills, brokered CDs, or Treasury Bill ETFs like GBIL (still possible to lose value). See my separate post on thebest alternati...
Cindy: In my mid-20s, I racked up some pretty big credit card bills that took me quite a while to pay off. It's important to establish a credit history, but teens need to be taught healthy debt management—that is, pay the balance each month and save up for things they can't affo...
and short-term bond strategies now face the specter of a rate-cutting cycle, which can be particularly painful because short-term bonds mature quickly, forcing you to reinvest frequently at progressively lower rates. For example, if you have 3-month T-bills, you must reinvest four times per...
users as a result.It has a very clean interface that is easy to navigateand while the features aren’t as diverse or as extensive as StreetSmart Edge, it still allows you to stream real time data from a variety of stocks and place instructions to buy or sell when they reach certain ...
The protests won’t be long now. • One In Six Italians Faces Energy Poverty (RT) One in six Italians, or up to nine million people, could sink into energy poverty due to soaring bills across the EU, Italy’s ANSA news agency reported on Saturday, citing the Italian General Confedera...
Buying an outside ETF.You can also use your free stock trades to buy an ETF that is close to cash (ultra-short duration, high-quality bonds). These will not be FDIC-insured and carry a bit of duration risk, but if your ETF holds T-Bills then those are also fully backed by the US...
T-Bills that are keeping interest rates in the U.S. low, even though the U.S. is trying to tighten. The world markets are not on the gold standard anymore- it proved to be inefficient and had many flaws. This is important because the U.S. dollar has basically substituted gold as ...
Lots of people don't want to pay anything for a credit card, and fortunately, you don't need to. There are many no annual fee cards you can add to your wallet without adding to your yearly bills. This type of card is a good choice ...
are in the $1 million to $1.5 million range. I recall the recession of 2008, when the value of real estate dropped substantially, there was still demand for the least expensive houses and still demand for mega-mansions of the rich. But ...