thebadloanratiosofcommercialbanksareincreasing.Thus,ifbadloanisignoredwhenstudyingefficiency,theresultscouldbeprojectedhigherthanactual.AgriculturalbankofChina,asoneofthelistednationownedcommercialbank,hasfacingadecreasingprofitabilityforthelastfewyears.ThisarticlefocusonAgriculturalbankofChina,launchestechnicalefficiency...