4. For the case where the deceased insured and the policyowner are different persons, and the policyowner dies within 14 calendar days immediately after the death of the deceased insured, the beneficiary will become both the new policyowner and the new insured. 5. Only 1 contingent policyowner...
(2) all the joint shareholders of any share(s) shall be jointly and severally liable for payment of all amounts payable for the relevant share(s); (3) if one of the joint shareholders is deceased, only the other surviving persons among the joint shareholders shall be deemed by...