learned for all construction to perm loans originated for more than one year, that they are adjusting the class code to reflect what the class code will be after the construction phrase rather than reporting the loan to what is at the time of origination. Does anyone agree with this approach...
Less than 1% of all bondholders – only owners of Series H and HH bonds - are notified when their bonds reach final maturity. All others, including holders of Series EE U.S. Savings Bonds and family members whose deceased relatives may have owned bonds, must take affirmative action to repl...
Only owners of Series H or HH savings bonds that pay interest by check (less than 1% of all bonds) are notified when bonds reach final maturity. All others, including holders of Series EE U.S. Savings Bonds and family members whose deceased relatives may have owned savings bonds, must tak...
Lumpier purchases comprise those gifted by relatives or as disbursements from deceased estates, but the overall effect leads roughly to the same age-related holding pattern. If the fund is to grow quickly, we believe that multiple deposits of lumpier sums should generally be encouraged because ...
(2) all the joint shareholders of any share(s) shall be jointly and severally liable for payment of all amounts payable for the relevant share(s); (3) if one of the joint shareholders is deceased, only the other surviving persons among the joint shareholders shall be deemed by...
A surviving spouse can inherit the HSA of a deceased spouse and it can continue as an HSA for the surviving spouse. If the beneficiary is not the surviving spouse, then the HSA amount is includable in the beneficiary's income, which can be reduced by any HSA payments made by the ...
Your first consideration in any financial transaction should always be economic. Taxes are second. However it is important to be aware of the tax treatment and consequences of the various types of investments and investment accounts when making financial decisions. ...
A legal personal representative is the person who looks after the estate of a deceased person. This may be: ›› the executor of the Will who is granted probate of the estate ›› the administrator of the estate if the person dies without making a valid Will (known as intestacy)....
Transfer taxes– taxes imposed when someone gives away property to someone else when they’re alive or dead. Transfers made when a person is alive are gifts, which are taxed yearly. Transfers made when someone is deceased are legacy, bequest, or in-estate succession, all of which are subject...
How does a person properly endorse a U.S. Savings Bond when the owner is deceased? (The person was the personal representative of the deceased.) Non-client Savings Bond Redemption Fee 07/09/2007 Is there any reason a fee cannot be charged for non-clients redeeming savings bonds? Can this...