An alternative to the retired Savings Bond Wizard. Import or build a spreadsheet of your bonds online to quickly determine the value of your I, E, and EE savings bonds!
The current and future value of both types of bonds can be derived using our savings bond calculator. In the case of series E or EE, you would need to use an estimate of inflation over the term of the bond, while with Series I, you should remove the inflation rate figure altogether to...
However, it’s important to note that Series EE savings bonds have a long-term maturity period. The bonds reach their face value after 20 years, which means that if you purchase a bond for $100, it will be worth $100 at that point. Additionally, the bonds continue to earn interest for...
Like EE bonds, I bonds are purchased at face value (a $50 bond costs $50) and earn interest for 30 years. I bonds cannot be sold for 1 year minimum and if sold before 5 years you give up the most recent 3 months of interest as a penalty. ...
Calculator: Enter your marginal federal income tax rate: % Enter your marginal state/local income tax rate: % Enter the T-Bill or Savings Bond interest rate: % The approximate equivalent bank rate is: % For example, at my 25% Fed and 9% State tax rates, the current 4.14% rate for a...
Unlike investing in stocks or bonds, your savings have reliable returns and no risk. However, the APY can change according to the market—you'll always earn the current advertised rate.If you want fixed returns, look into Certificates of Deposit instead. You'll need to tie up your money ...
Historically, bonds are low-risk and offer steady returns. If you invest in bond ETFs, you have the flexibility to buy and sell. Traditional or Roth IRA accountIf you're saving for retirement, you can get much higher gains by investing your money long-term. Roth IRAs also have great tax...
Retirement is perhaps the one savings goal where the time horizon is long enough that you can usually ride out market volatility that’s common when investing in stocks and bonds. Another long-term savings goal might be paying off a large debt, such as a mortgage. These debts require ...
To determine thevalue of your old bonds, you can use theSavings Bond Calculatoron the TreasuryDirect website. You'll need the type ofbond, its denomination, and the date it was issued. There's also a place to type in your bond’s serial number, but you don’t need that to get a ...
Treasury securities: These government-backed bills, notes, and bonds sometimes offer even higher rates than CDs and may be more liquid. Many types of savings vehicles—especially investments—are not alwaysFDIC-insured. Frequently Asked Questions (FAQs) ...