Unit trusts Life assurance policies Which people would currently be better off choosing an investment paying gross interest of 2.90% rather than a cash ISA paying interest of 2.50%? Nobody Non-taxpayers and basic rate taxpayers Non-taxpayers Non-taxpayers, basic rate taxpayers an...
Interest from non-ISA accounts, such as your bank account. Income earned on corporate and government bonds. Interest earned on investments, like stocks, shares, unit trusts, investment trusts and open-ended investment companies. Whether or not you benefit from a PSA, you may be interested in ...
Find out everything you need to know about Individual Savings Accounts (ISAs) here in this helpful guide.
Given the DC market’s high degree of consolidation and the challenges surrounding integration, the potential for growth through consolidation among the major DC pension platforms is extremely limited. At present, the most viable M&A lever for driving revenue growth involves ma...
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Even more importantly this awareness means people now realize that in the medium to long-term shares are far more lucrative than deposit accounts. Today people are also more likely to invest in a company for ethical reasons or as a show of support for that company. When decidi...
Good life insurance advisers will also provide you with expert guidance on how to arrange your policy in a trust. This allows you to nominate your beneficiaries and protects the payout from any potential inheritance tax. Trusts can cost upwards of £250 to arrange through a solicitor but aga...
Byline: Kiran Randhawa Health CorrespondentHEALTH organisations across the capital have been told to make urgent and immediate cutbacks which could affect patient care.London's Primary Care Trusts have been given only weeks to draw up plans to save the health service from falling into a financial...
Investments instocks and shares ISAsand general investment accounts. (i.e. not in pensions) Property – your home is exempt in certain scenarios. (See the home section below) Premium Bonds Trusts – sometimes exempt, sometimes not – seek advice ...
he calculates that it would be possible for a couple to have an income of £120,000 a year and pay less tax than someone earning the average wage, based on nothing more elaborate than tax-free allowances, sharing assets between spouses and a history of using individual savings accounts. ...