CNET regularly reviews and tracks the annual percentage yields of savings accounts at banks, credit unions and financial institutions with nationwide access. None of the banks on this list charge monthly maintenance fees. Each account, which has been scored between one (lowest) and five (highest)...
Bank of America 0.01% $100 $8 (waivable) View offerat MoneyLionChase’s savings rates compared to the national averageThe average APY on savings accounts nationwide is 0.43% APY, so Chase is significantly below average at 0.01% and 0.02% APY. Chase is the largest bank in the United States...
Banking fees can quickly add up and eat away at any interest earned on a savings account. Fortunately, there are a number of FDIC-insured savings accounts that offer no fees whatsoever — zero monthly maintenance fees, zero excessive transaction fees, zero overdraft fees, zero insufficient / non...
UFB currently offers one of the highest APYs at 4.01% on any balance, a huge earning opportunity. Optional ATM card. UFB will provide you with an ATM card by request, and access 91,000+ ATMs nationwide. No minimum balance. You can open and maintain your account without a required minimum...
Features can include robust mobile banking capabilities and 24/7 access to your accounts. Other considerations Some online banks don’t have dedicated ATMs, which may result in ATM fees. However, online banks like Discover partner with nationwide networks for convenient, no-fee ATM access. Traditio...
s accounts are the most generous. Cambridge Building Society also has a regular saver paying 3% interest on maturity but entry requirements are strict. To open a Loyalty Regular Saver you need to have held a mortgage or savings account with Cambridge Building Society for at least 12 months and...
To take full advantage of what savings accounts have to offer, it helps to understand how they work — and how theydon'twork. The team atCNBC Selecthas encountered plenty of myths about savings accounts, and we're taking on four of the more common ones while also offering advice on how ...
Nationwide With online banking services provided by Axos Bank, Nationwide Business Premium Savings accounts earn 4.01% APY as long as you have at least $250,000 in your account. However, accounts with less than $24,000 won't earn interest at all. While there's a $25,000 minimum opening ...
Culled from our weekly rate research on about 100 banks and credit unions that offer nationwide high-yield savings accounts, even the 10th-best rate on the list pays 4.80% APY. Below you'll find featured savings and cash management accounts—from banks, credit unions, and other financial insti...
Savings accounts have variable rates, meaning the bank orcredit unioncan change your interest rate anytime it wants—and without warning. One of the main drivers for how institutions set savings account rates is the Federal Reserve's benchmark interest rate, thefederal funds ...