“After that, you have to work with your bank to figure out what the policies are around fraudulent purchases,” Smith says. “These vary from bank to bank and credit union to credit union.” If you think you’ve temporarily misplaced your card, you may want to disable it for a short ...
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Real federal funds rate: “Effective federal funds Rate, Percent, Monthly, Not Seasonally Adjusted,” and “Consumer Price Index for All Urban Consumers: All Items, Index 1982-1984=100, Monthly, Seasonally Adjusted,” both obtained from FRED. Fig. 6 Appendix B: Sticky Wages Appendix C: Long-...
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and first-time buyers. FHA loans are specifically intended for lower-income, lower-credit, and/or first-time home buyers. This program, which is backed by the Federal Housing Administration, makes it easier to become a homeowner by relaxing the standards borrowers must mee...