Imagine a situation where you receive a tax refund, and you can use it towards something important, say an RESP, additional payment towards or your mortgage or simply to cover an expense you simply could not pr
I can’t express this strongly enough: RRSPs are definitely not a rip-off. I’ve personally realized massive benefits from RRSPs. The rip-off theory usually comes from folks not understanding the value of re-investing their RRSP tax deduction (and accompanying refund) – and dishonest marketin...