如果您是已婚人士,您和妻子都是第一次购房,并且从没有使用过homebuyer plan,那么夫妻双方可以同时使用homebuyer plan,也就是说最多可以免税的从RRSP中提取50000加币用作首付款。但需要注意的一点是如果夫妻双方曾经有一个人之前有房子,两人结婚后需要再次购房,那么没有使用过Home buyer plan的人将不能从RRSP中免税...
While RRSPs are primarily used to save for retirement, if you are a first time home buyer you may withdraw funds from your RRSP to help with the down payment on a qualifying home through theHome Buyers' Planor to fund your education through theLifelong Learning Plan1. ...
其实除了这些RRSP还有两个计划:HomeBuyer Plan(第一次购房计划)和Life TimeLearning Plan(终身学习计划)。相信很多人都听说过甚至使用过这两个计划,但是真正把这两个计划了解透彻的人却是非常少的,现在就让我们详细的来了解一下吧。 首次购房计划(Home Buyer Plan) 最近加拿大的房价飞涨,再加上银行收紧贷款政策,低...
If you are a first time home buyer, there is now a better option than withdrawing from your TFSA or RRSP to make your down payment. Canada just added a new registered account specifically for folks who are saving up for a down payment on a house. In 2022, the Canadian government announc...
If you are a first time home buyer, there is now a better option than withdrawing from your TFSA or RRSP to make your down payment. Canada just added a new registered account specifically for folks who are saving up for a down payment on a house. In 2022, the Canadian government announc...