Redeemable GIC One-Year Cashable GIC RateAdvantage GIC U.S. $ Term Deposit Rates Interest-Linked GICs An Interest Linked GIC guarantees your principal while offering a variable interest rate that is linked to changes in the RBC Royal Bank Prime rate. ...
The GIC Client Agreement can be found at https://www.rbcroyalbank.com/dms/investments/clientacknowledgementforms.html. This GIC Client Agreement may be changed at any time, on notice to GIC holders. For more information and disclosures regarding RBC Equity Linked GICs, see: RBC Equity-Linked...
Redeemable GIC One-Year Cashable GIC RateAdvantage GIC Interest Rate-Linked GICs Prime-Linked Cashable GIC RBC Funds RBC Funds Prices and Performance Prime and Other Rates Rates for 06 January 2025 Rate TypeRate [ % ]Date of Change Royal Bank Prime 5.450 2024/12/12 RBC CAD Deposit Refere...
Non-redeemable GIC – No Redeemable GIC – Yes, at a reduced rate CDIC Eligible: Yes Benefits Security and Safety Both the original investment and interest payments are guaranteed. Competitive Interest Rates Guaranteed for the full term of the investment2 View today’s rates: Redeemable and ...
The timing of your withdrawals depends on what you invested in—for example, non-redeemable GICs must be held until maturity There is a maximum amount you can contribute each year (plus any contribution room you have from previous years) High Interest Savings Account Withdraw your money at any...
Increasing rates: Our Rate Advantage GIC has an interest rate that increases over the term of investment.Non-Redeemable and Redeemable GICs Offer a fixed rate of return for a specific term, with both principal and interest guaranteed. Your original investment is protected A competitive interest rate...
Choice of cashable or non-redeemable version Access to Funds Funds accessible on each anniversary date – in cash or to re-invest if interest rates rise (cashable version) You Might Also Be Interested In: Resources GIC Selector RBC MarketSmart®GIC Return Calculator ...
Special GIC Rates 2.50%*on a 1 year term Cashable GIC Posted rate2.00%Buy Now 3.40%*on a 1 year term Non-Redeemable GIC Posted rate3.00%Buy Now Limited time offer 3.30%*on a 2 year term Non-Redeemable GIC Posted rate2.85%Buy Now ...
Open an RESP for no charge and pay no annual administration fees at RBC Royal Bank. Tax Sheltered Growth Earnings within an RESP are not taxed. When the funds are taken out for education, withdrawals are taxed in the student’s hands, often resulting in little or no tax. ...
Current RatesPersonal Rates RBC Direct Investing® (link opens in new window) Mortgage Rates (link opens in new window) Personal Accounts Prime & Other Rates U.S. $ Term Deposits (link opens in new window) Registered Investments Credit Cards Guaranteed-Return GICs Non-Redeemable GIC (link...