However, there are some downsides to the Traditional TSP contributions while deployed. Only the contributions are tax-exempt upon withdrawal. The earnings are still taxed. And the tax-free portion of your withdrawals will be prorated across all regular TSP withdrawals. So you lose flexibility when...
However, there are some downsides to the Traditional TSP contributions while deployed. Only the contributions are tax-exempt upon withdrawal. The earnings are still taxed. And the tax-free portion of your withdrawals will be prorated across all regular TSP withdrawals. So you lose flexibility when...
Based on the large number of mass market personal finance articles on Roths, we could easily restate that as, “To an aspiring retiree with a Roth account….” A Roth type retirement account is a tool with pros and cons, just like every tool of every kind. It’s the law of the instr...
Employer Sponsored 401(k), 403(b), 457 and TSP Plans Every year401(k) employee contribution limits,which also apply to 403b, 457 plans, and the federal government’s Thrift Savings Plan (TSP), are released by the IRS. These figures are closely watched by millions of Americans who rely ...
What you put in a Roth IRA will have a real impact on wealth accumulation. Stocks in a Roth will give higher expected returns, but there's no free lunch.
“The TSP expense ratio represents the amount that participants’ investment returns were reduced by TSP administrative expenses, net of forfeitures” Still, even at the worst these are very low ERs. And they seem to be coming down in the last five years or so. Good deal. ...
WL isn’t a super Roth, it’s not even a regular Roth. The insurance company strings are far worse than the government strings in this case. Equating WL to a Roth IRA (or worse, a super Roth IRA) is just another WL sales technique. It must be really tough (yet rewarding) to convi...