participants in atraditional IRAcouldn't make contributions after age 70½. But with the December 2019 passage of theSetting Every Community Up for Retirement Enhancement (SECURE) Act, there is no longer an age cutoff on traditional IRA contributions.8 ...
如果已经有传统的IRA,SEP-IRA或SIMPLEIRA,无论是哪一年开户的,或者从401k等上班的地方转来的,都要算上,这些户头的钱你若不想转到Roth IRA,就不能使用Backdoor Roth的方法,因为IRS要求你一起转这里的户头才能享受税务好处。 第二步:开一个non-deductibleIRA 这就是为什么可以绕开税法的收入限制,开non-deductible...