According to The New York Times, 401K plans and individual retirement accounts lost $2.8 trillion in value in 2008. On average, U.S. workers lost almost a quarter (24.3%) of their 401K accounts. These are retir
as some plans allow, it makes sense to separate these contributions from the pre-taxed amounts. You can then convert this after-tax money directly over to a Roth IRA in most cases without tax. This is because the 401k isn’t subject to the “little...