Rolling a 401k over into a new retirement plan isn’t always the best option. Besides rolling a plan into a new employer-sponsored plan or a personally directed retirement plan, you can leave the plan as it is or cash out the plan. Depending on your situation one of these options might ...
as some plans allow, it makes sense to separate these contributions from the pre-taxed amounts. You can then convert this after-tax money directly over to a Roth IRA in most cases without tax. This is because the 401k isn’t subject to the “little...