Rocket Mortgage offers both cash-out and rate-and-term refinancing. If you refinance within three years of taking out your original home loan, its Rate Drop Advantage policy allows a portion of your closing costs to be refunded should rates go down. Credit score: You need a credit score of...
Rocket customers can access most major refinance loans, including: FHA Streamline: A refi program designed specifically to help existing FHA homeowners access today’s mortgage rates without much hassle VA IRRRL: This loan can refinance an existing VA loan into a new VA loan at a lower rate wit...
Through a VA streamline refinance, active service members, veterans, and qualified surviving spouses can refinance their existing VA loans for: A lower interest rates and get reduced monthly payments A shortened or lengthened loan term Or a shift from an adjustable-rate mortgage to a fixed-rate ...