Credit needed Excellent/Good See rates/fees and rewards/benefits; terms apply. If you already have a mortgage with Rocket, the Rocket Visa Signature can help you pay down your mortgage balance. That could be helpful, but you can also find a 2% cash-back credit card that won't lock you ...
track and understand your credit score your credit score impacts your ability to get new credit, the interest rates you'll pay, and even your car insurance bill. rocket money gives you access to your complete credit report and history, alerts you of important changes that impact your score, ...
Rocket Mortgage refinancing Rocket Mortgage offers both cash-out and rate-and-term refinancing. If you refinance within three years of taking out your original home loan, its Rate Drop Advantage policy allows a portion of your closing costs to be refunded should rates go down. Credit score: ...
The higher your score, the better the interest rate on your mortgage can be. It could influence your relationships Your credit score may affect who you end up with romantically and how long you'll stay together. It determines whether your loan gets approved Your credit score is the biggest ...
Rocket Mortgage underwriting guidelines aren’t too different from other mainstream lenders. Your income, assets, credit report, and existing debt repayments will all help determine whether you’d qualify for a mortgage loan. You can expect to need a credit score of at least 620 for a conventio...
I had a 830+ FICO score until Rocket Mortgage dinged my credit score They bought my loan from Mr. Cooper, didn’t transfer my autopay or correct phone number, then proceeded to send me spam. In between the spam they said my payments were late, didn’t let me pay online or set up ...
Credit score: 90% reported having a credit score of 700 or higher Down payment: 42% planned to put down less than 20% Last updated January 22, 2025 Borrower experience: 4.6/5 It’s easy to get in touch with Rocket Mortgage if you need help, and the lender has a solid reputation ...
Rocket Mortgage home equity loan pros and cons Pros Offers home equity loans for secondary residences Allows you to borrow up to 90% of your home equity with high credit score Usually uses fixed interest rates so your payments remain consistent Was the second highest-ranked lender for mortgag...
Rocket Mortgage offers VA and Jumbo loans with no down payment to qualified service members, veterans, and surviving spouses. To qualify for a Rocket Mortgage VA loan, you’ll need: A credit score of 580 or higher A debt-to-income ratio of less than 60% A certificate of eligibility to ...
Rocket Mortgage offers jumbo loans of up to $2.5 million with a minimum credit score of 680 and a down payment of at least 10%. Home equity loans: Rocket Mortgage’s home equity loans allow you to get cash out of your home without refinancing. This loan requires a credit score of at ...