typically it's best to target a specific tax rate for your distributions. One way to do this is by using aproportional withdrawal strategy, where you take money from both
Divide the total amount you have invested in qualified plans and IRA accounts (except immediate annuities) by this divisor number. This will be your RMD withdrawal amount for this tax year.Q: I am married. Will my spouse’s age impact my RMD amount? A: Your spouse’s age can impact ...
If we use 0% of the 10% tax bracket, the results are the same as in the 1st chart, growing faster than we can withdraw the funds. If we use 100% of the 10% tax bracket, the results are as in the 2nd chart, depleting the 401k too quickly Net Present Value of Future Taxes (to...