If you don't need the funds from your RMD to live, and your income meets the requirements, you could use theRMD to contribute to a Roth IRA. Special Considerations There are circumstances when the RMD rules noted above don't apply. For instance, if the owner of a Roth account—a 401...
Required minimum distributions (RMDs) are a hallmark of retirement accounts. Even Roth IRAs, which have no RMDs during the Roth IRA owner’s lifetime, become subject to such requirements once a non-spouse beneficiary inherits the account. Thus, it’s fair to say that if not spent sooner, e...