In general, you must take your first RMD by April 1 of the yearafteryou reach RMD age (though, there are some exceptions, as we'll see below). For every year after that, you'll have to take your RMDs by December 31. The table below covers what you should know about starts dates ...
Roth IRA账号的持有人在活着的时候,也不受RMD的限制。 如果满足这两个条件:a. 你的配偶是你IRA的唯一受益人;b. 你的配偶比你年轻至少十岁,那么用于计算RMD金额的表格是和不满足这两个条件的情况是不同的,要使用Table II (Joint Life and Last Survivor Expectancy)。 如果你有多个IRA账号,可以在算出每个IRA...
The next RMD deadline would be December 31, 2025, and so on annually. Each RMD will be a different dollar amount, because the distribution period changes as she ages. Are RMDs taxed? With a few exceptions (such as a qualified charitable distribution), most required distributions from tax-...
Scott starts with the balance on his account on Dec. 31 of the preceding year: $495,000. He divides this amount by the life expectancy factor of a person's age and life situation using the IRS Uniform Lifetime Table to arrive at the estimated RMD for the year. For Scott...