are considered high risk. A lot of people make the mistake of trying to hide the fact that they’re smokers from insurance carriers. Most standard and high risk life insurance policies have a two year contestability, so it is important to be completely honest with your broker about your habi...
At LexisNexis® Risk Solutions, we help insurance carriers, automakers and law enforcement agencies do just that—in fact, our data and analytics support more than half a million decisions daily. We do this with the utmost respect for data privacy, transparency and responsible use—in pursuit...
Van Hoywegehn I, Horstamn K, Schepers R. Genetic `risk carriers' and life style `risk takers': which risks deserve our legal protection in insurance? Health Care Anal 2007; 15: 179-193.Van Hoyweghen, Ine, Klasien Horstman, and Rita Schepers. 2007. Genetic 'risk carriers' and life...
How the Right Insurance Partner Can Help Manage Them From property valuation issues to concerns over events and security: HOAs should work with their carriers to address these exposures. White Paper Products Liability Risk Is Constantly Evolving. Here’s What a Good Underwriting Partner Should Be ...
When you enjoy flying airplanes or jumping out of them, some life insurance carriers think that they need to avoid you. Consider the peace of mind when you know that you are covered while you enjoy your favorite sport/hobby. Our robust aviation experience can help you find the right coverage...
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high risk hobbies and occupations. I represent dozens of highly rated life insurance carriers that specialize in underwriting these situations the best. All life insurance companies look at your health and lifestyle differently. The secret is knowing which ones do it at the lowest cost based on ...
Even sophisticated, large carriers with significant investments in cybersecurity are not immune to such threats. In addition, the costs of cyberattacks are on the rise because of increasing fines, business losses, and remediation costs, and they often have significant reputat...
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LexisNexis Life Smart Path integrates datasets critical to thelife insurance application process– like behavioral or personal data – into insurers' workflows for more actionable insights before the policy is underwritten. This approach enables life ...