Moreover, breaking-down credit risk parameters by business segment (e.g., retail, corporate, residential mortgage, etc.) can also improve the model’s accuracy. These additional credit risk factors can be easily introduced in the modeling framework proposed, through specific variables, in this ...
the requirements of counter-cyclical macroeconomic control, we increased loans granted to key sectors and weak areas of the national economy and fully implemented national policies of fee deduction and interest concession, so as to help restore the growth of the real economy with our all-in ...
This in turn contributes to the nation's economic expansion. Although adjustments to repo rates are intended to impact commercial banks' interest rates, the actual rates that apply to a customer may differ between banks and depend on a number of other criteria, such as the loan's terms, ...