multiple banks, 401K, etc) to manage my finances on an Excel spreadsheet. Now, I can just log into Empower to see how all my accounts are doing, including my net worth. I can also see how much I’m spending and saving every month through their cash flow tool. ...
for the folks in other parts of the world, they do not have the same instruments to reach the same financial independence. Their real or nominal rate of return will not be the 7-8% touted. Planning with the 4% rule in the context ...