Footnote 3 Plan- and participant-level administrative and recordkeeping services for Merrill Small Business 401(k) plans are provided by Ascensus. Investment advisory and fiduciary services are provided by Morningstar Investment Management LLC, a registered investment advisor and wholly owned subsidiary...
Understand retirement planning options that help you keep more of what you earn, while also investing in your future.Help take the guesswork out of which plan could be right for you with a 5-minute quiz Launch the Small Business Plan Selector Explore our plans Compare plans Watch a video...
In reality, though, entrepreneurs are well-equipped to evaluate business needs, engage in long-term planning and carefully compare options – all the skills necessary to successfully select and set up a retirement plan for a small business. Setting up a retirement plan for a small business needn...
The decision to incorporate a retirement plan and the type of retirement plan are subject to the unique needs of every business. For this reason, options not described may be better suited to the needs of your business. Always consult with Human Resources, tax and legal professional prior to ...
Broad investment options User-friendly system TESTIMONIALS What our customers are saying “This is, by far, the easiest 401(k) plan I've ever administered. It's perfect for small companies that want to limit their overhead time on 401(k) admin and compliance. Customer service has been excel...
We’ve customized plan offerings to maximize tax credits. Check out our calculator to estimate your plan cost and available tax credits to reduce your fees. Plus, you can qualify for even more by matching your employee contributions. Calculate 401(k) Costs & Tax Breaks ...
Four Retirement Plan Options for Small Businesses How do small business owners save for retirement? What sorts of savings plans are available for small business employees? You've got questions. We've got the answers. Today's workers worry about whether or not they will be able to afford to ...
Small-business owners have many options when it comes to selecting a retirement plan. Determining which retirement plan is most appropriate can be a challenging task. This column compares four retirement plans commonly used by small businesses: Savings Incentive Match Plan for Employees (SIMPLE)-IRA...
What's a key difference between a Small Business 401(k) and a SIMPLE IRA? Any type of employer regardless of their business size can open a Small Business 401(k) plan, while a SIMPLE IRA is designed for businesses with 100 or fewer employees. ...
Lack of access to a workplace-sponsored retirement plan is common among small businesses. Fortunately, there are options that can help small business owners provide this benefit.— Getty Images/Westend61 Offering a retirement savings plan is one of the most important steps you can take toward ...