you focus on the funds that have consistently performed well and given investors healthy returns. You may choose to invest in one or more high-risk funds but it is advisable to consult a wealth advisor first. At the end of the day, the decision will depend on your risk appetite, goals ...
You can set your accounts to transfer a certain amount to savings every month. “This takes the emotion out of the decision every month and makes it a system,” said Sean Williams, a certified financial planner and principal at Cadence Wealth Partners in Concord, North Carolina, in an email...
Dec. 27, 2023 4 to 5 minutes Understanding the basics of annuities can help you make an informed decision that's right for you. From types to tax benefits, read our guide for everything you need to know about annuities. Read article Annuity myths and facts Online estate planning pros ...
While some retired by choice, others had the decision made for them by layoffs or fear of being exposed to Covid. These Older Workers Hadn’t Planned To Retire So Soon. Retirement 290 Retirement Visier Thrive Global Study 290 5 Culture Trends for 2019 Advertisement As we approach 2019, ...
Rowe Price’s report found that personalized educational videos and native language portals, such as those in Spanish, result in better financial decision-making. Related: Biden and Retirement: What Has the President Done for Retirees? Preparing for the Future of Retirement Lower portfolio growth ...
51 percent of retirees said a desire to do other things or to spend time with family was important for their decision of when to retire, according to a May 2024 report by the Federal Reserve. Meanwhile, 29 percent of retirees said that a health problem played a role in their decision ...
Political, tax issues complicate Roth IRA conversion decision Saturday, December 14, 2024 Regardless of your age, you need to think about retirement savings. One consideration is whether to convert a traditional IRA to a Roth retirement account. (Photo by Dany Kurniawan) Retirement is supposed ...
(the equity : bonds ratio) and how many years do we want our wealth to last (the duration). The aim is to settle on a combination that suits our needs while ensuring we don’t run out of wealth before we run out of life. The one decision that is unfortunately out of our control ...
There are many factors to consider when deciding when to start retirement benefits, such as your income sources, life expectancy, and spouse’s situation. So always get personalized advice from a financial advisor for help making the best decision. ...
Financial Answers Decision Guide for Seniors If you're considering retirement community living, you've probably got questions about finances. This free guide provides answers to some of the most frequently asked questions we receive at ERS, including:...