社会安全退休福利(Social Security Retirement Benefits),是美国普通民众的退休金,是美国最基本的养老保险制度,也就是政府每月发放的养老金。当人们在工作期间支付社会安全税时,就会获得Social Security Benefits 的credits。每个符合退休要求的老人都需要有40个credits。每年最多累计4个credits,所以要累计到40个credits 至少...
根据原文可知the minimum age for collecting Social Security(领取社会保障金的最小年龄)即为开始领取保障金的年龄,本文说目前是62岁,而通常人们是在60岁时退休,故C为正常退休2年以后即可领取社会保障金本题答案。 正确答案:C 解析:细节推断题。题干问退休者何时开始领取社会保障金。根据原文可知the minimum age ...
How to delay Social Security, boost benefits, and build an income bridge to get there.Fidelity Viewpoints Key takeaways A key way to maximize your Social Security income is timing when you start claiming your benefits. Consider when to claim Social Security against how much income can be ...
Social Security may look drastically different in the next few decades, especially since theSocial Security Administration's 2024 Trustees Report estimates that the Old-Age and Survivors Insurance (OASI) Trust Fund, which pays out Social Security benefits, will be depleted by 2033, same as last y...
Social Security benefits can be claimed as early as 62, but with your benefits reduced by 25%-30%. Depending on the year you were born, postponing taking Social Security until age 66 or 67 will allow you to receive full benefits.
Once you've looked at your benefit estimates, you can identify andadd up all the living costsyou expect during retirement and see how far your Social Security benefits will get you. Some of the basics include housing, food, utilities and clothing. However, you'll want to include many other...
Try using aSocial Security benefits calculatorto get a sense of how Social Security can impact how much you need to save for early retirement. “A little planning here can go a long way to making sure your assets will last through retirement,” Hylland says. ...
Plus, the earlier you retire, the longer you’ll have to wait to get Social Security benefits. This isn’t a problem for people who retire after the minimum age for collecting Social Security (currently 62). But if you retire too early, you might not have enough to get by on until ...
In most cases, you'll need to have hefty savings in addition to your Social Security benefits. So how much do you need to retire comfortably? There are several factors that should be taken into account when determining that number, according to experts. That said, there are some general ...