This is amazing, I’m so engaged in my activities, butI’m sleeping 5 hours per night. I carry my thoughts in the bed with me, and I can’t fall asleep relaxed. I have too many things to do with so little time. I’m working 60 hours per week, and they’re not enough. We’...
After a nice meal, the family like to hit up a Broadway show. Tickets range from $60 up to $1,500 on average for the latest hot show. But given they aren't earning multi-millions, they often settle for $250 tickets at most. In other words,a date night out easily costs $1,000+...
Another fun fact: once the decision to quit was forming in my head, I took a look at the internal epitaph. Yes, at Hooli we have an internal website with employees who left, some data about them: start date, end date, and an optional goodbye message. I discovered that one of my fa...
Are you reading notes on napkins you've written to yourself? Never seen an article that says that's a realistic retirement goal for an average person. $10M would be nice, but you could realistically withdraw just interest at $300k/yr and not dent the portfolio value. ...
Florida where I learned that nursing homes will frequently offer special rates and even free nights for prospective residents to try them out. There’s no reason you couldn’t hop around from nursing home to nursing home even cheaper. I was sitting at dinner withLuckyfromOne Mile at a Time...
So their retirement portfolio will keep growing until it reaches $1.0 M soon enough where they can draw $40K from a year. That’s really not bad, not bad at all. But with the $110K of credit card debt, they will need $4K monthly for debt service. Even if their retirement income is...
Anyway, if you go around asking questions like “can I retire with X millions?” you probably cannot, asmy friend Jacobsays If you’re a math nerd like I am, you’ll soon notice that the math behind FI is very simple and some implications are really funny.Look at this:using the 4%...
If at any quarterly (or monthly) check the short term money is above 300k CHF (this Short Term Cap can change at yearly review time), the difference will be put into the long term fund, and maybe a small amount into the fun money. This is usually the case when we have a positive ...