Required DSCR means, a Debt Service Coverage Ratio, as reasonably determined by Lender, equal to (a) prior to the Mezzanine C Equity Conversion, the foreclosure or acceptance of an assignment-in-lieu of foreclosure or the repayment in full of the Mezzanine C Loan, 1.80 to 1.00, (b) on ...
Financial Stability:By identifying your Required Cash, you can ensure that you have enough funds to cover your essential expenses even during unforeseen circumstances or temporary income loss. Avoiding Debt:By maintaining the necessary cash on hand, you can reduce the need to rely on credit cards ...
Debt-to-Income Ratio: The ratio of an individual’s monthly debt payments to their income, known as the debt-to-income ratio, provides insight into their ability to manage additional credit obligations. A lower debt-to-income ratio can contribute to meeting the minimum score requirement for non...
debt-to-service coverage ratio = ,该值越高对于投资者越好 loan-to-value ratio = ,该值越低对于lender越好 CMBS赎回保护的几种方式: Prepayment lockout: 设置一段特定的时间,禁止预付 Defeasance: 如果借款人非要提前还本金,抵押贷款废止。(通过用预付的本金买能偿还CMBS剩余的现金流的国债组合,这样做会提高CM...