“Credit utilization refers to the amount of debt you carry compared to your total credit limit,” explains Lamine Zarrad, CEO and founder of StellarFi. “Credit utilization accounts for up to 30 percent of your credit score – which is why a credit limit increase can give your score a bo...
Download Free Fall in love with preliminary notices — & always request them Preliminary notices make your job easier. All of the work and best practices that follow in the next two sections would simply not even exist if you received preliminary notices all the time. Accordingly, every time ...
“Credit utilization refers to the amount of debt you carry compared to your total credit limit,” explains Lamine Zarrad, CEO and founder of StellarFi. “Credit utilization accounts for up to 30 percent of your credit score – which is why a credit limit increase can give your score a bo...