Credit repair services charge you to erase negative, inaccurate items from your credit reports to build your credit scores. But you can also do it yourself.
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However, if you need some major overhaul done on your credit report or have difficult situations to fix, it might be in your best interest to pay for a credit repair service. They specialize in that kind of work and can probably do it much faster and more effectively than you can. Take...
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You use your own money to fund your deposit to open your secured credit card and as a result, there are no strict credit requirements. You may not be approved for a secured credit card if you have an active bankruptcy. In select situations, the issuing Bank may request a copy of your ...
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Are the listed items supposed to be listed? The law states that most negative items have to come off your report after seven years. If your report contains stale data, demand that it be removed. TIP: Information about a past bankruptcy stays on your credit report for 10 years. Unpaid judg...