Renters insurance 是用来保护租客以及租客的私人财产和物品。 你在出租的公寓或者house中居住,里面绝大多数物品都是属于你的。当发生意外时,房东的保险一般只保房屋本身,而你自己的财产和物品需要自己负责,比如女孩子的爱马仕包包,男孩子的游戏机,或者昂贵的家具等私人物品。 可是,如果你有renters insurance,那么你可以...
如果有人在你的公寓里受伤,Renters Insurance会帮忙Cover一部分的治疗费用。具体保额取决于你购买的保险。 举个栗子:如果你或者他人因为被公寓内饲养的狗咬伤,医疗保险是可以进行赔偿的。 04 Deductible 自付金额 当你向保险公司申请索赔的时候,有一个limit的金额是需要你自己付,剩下的是保险公司会支付的额度。 05 ...
Insurance for the renter is not one size, particularly regarding the deductible. Before the insurance provider pays the balance, this is the amount you would pay on a claim. Many insurers only make one or two deduction choices, but you can pick from different deduction choices at Farmers Insur...
Renters insurance is a type of property insurance that protects the personal belongings of the insured as well as against liability claims. It is offered to renters of various properties such as a house, townhome, apartment, condo, loft, studio, mobile home, and the like. Many also refer to...
Plan for the unexpected. Get a renters insurance quote today from USAA and protect your personal property from theft, fires, earthquakes and more.
As with car insurance, you can always increase the coverage limits or lower the renters insurance deductible on your policy. But this will increase the overall monthly insurance premium. Get a Custom Renters Insurance Quote Today Now you know all about renters insurance and why you need it. But...
See our rating of the Best Renters Insurance Companies of 2025 and get expert advice on how to find the best renters insurance to protect your property.
Renters insurance is about far more than just protecting your personal property. Here’s a rundown of the components you should look for in a policy when comparing renters insurance rates. Property coverage: reimbursement for lost, stolen, or damaged property. ...
However, the insurance company will only cover up to the policy limit, and you may need to pay a portion of the cost—called adeductible. Typically, homeowners insurance policies cover the following types of issues: Damage to the structure of the home and surrounding structures Persona...
Choose Your Deductible You’ll also want to decide whichdeductiblebest fits your financial situation. A deductible is the portion you need to pay out of pocket when you file a claim. As with all types of insurance, the lower your deductible, the higher the monthly premiums, because with a ...